Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content A Bucket Plan to Go with Your Bucket List A bucket plan can help you be better prepared for a comfortable retirement. Should You Borrow from Your 401(k)? Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase? Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.