Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Related Content Should You Ever Retire? A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all. Retirement Traps to Avoid Beware of these traps that could upend your retirement. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.